Understanding the importance of efficiency, accuracy and transparency in our financing processes, Sabal offers our partners an innovative, robust, yet easy to use secure web-based platform for all of your small balance lending needs.


For Correspondent Lenders

With Sabal as your lending partner, you can offer clients small balance loan options through our industry leading loan programs with no capital expense and no balance sheet risk. Through Sabal’s correspondent lender program you can be up and running in as little as 30 days.

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For Brokers

Our long-term, close relationship with our partners allows us to provide the best choices for your clients in small balance loans, with a world-class team to ensure that when a choice is made, your loan is funded quickly and easily. Sign up for SNAP and get your quote today!

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For Borrowers

Our network of outstanding local brokers provide you with unparalleled service, ensuring you get the best loan for your specific needs every time. Find out today how Sabal can help you find the right professional to navigate your financing options with you! It’s never been more simple.

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Our Loan Programs


Sabal is a leader in small balance loan programs for commercial real estate properties nationwide. Filling a void in the marketplace with debt solutions for commercial real estate assets, Sabal offers unparalleled efficiency and a better customer experience. Our team is seasoned and understands your need to access capital quickly. Explore our loan programs here and log on to SNAP, our 24/7 online loan processing portal, to get started.


  • $1M – $6M nationwide
  • Multifamily
  • Non-recourse
  • Up to 30 year amortization

Fannie Mae recognizes that owners of smaller properties have specific financing needs, and the Fannie Mae Multifamily Small Loan program has product offerings designed to meet those needs.

Learn more | Fannie Mae


  • $1M – $7.5M nationwide
  • Multifamily
  • Non-recourse
  • 30 year amortization

With another $1B funded in 2018, including another record portfolio of $189M, we bring you the expertise you need to navigate the Freddie Mac SBL program and get the deal done on time.

Learn more | Freddie Mac SBL


  • Up to $10M in all markets
  • Multifamily
  • Non-recourse
  • 30 year amortization

With Targeted Affordable Housing Express, you’ll benefit from easier pre-screening, standardized underwriting and prepayment flexibility when financing stablized properties under $10M.

Learn more | Freddie Mac TAHX


  • $2.5M – $7.5M nationwide
  • Multifamily
  • Non-recourse
  • 15 -month base +

For multifamily properties that are not quite stabilized but otherwise qualify for agency financing, now there’s an efficient and lower cost way to achieve both bridge and permanent financing solutions.

Learn more | Bridge AFR


  • $2M – $20M nationwide
  • Non-recourse
  • Most property types
  • 25 to 30 year amortization

Through our highly specialized platform, we now bring you S-CRE, a non-recourse loan for core commercial real estate properties located nationwide covering a variety of property types.

Learn more | S-CRE

Need a Small Balance Loan? Get a Quote!

About Sabal Capital

Sabal Capital Partners, LLC, is a commercial real estate lending company focused in the small balance space and has originated over $3 billion nationally through its highly-specialized, wholesale lending platform. Sabal’s highly motivated and experienced team coupled with our innovative technology solution, SNAP™, has made us the industry leader in closing loans in record time. 

Learn more about Sabal Capital →